Calculators that tell you where you stand, not just the answer
Every calculator runs your numbers against the same investor benchmarks built into Radley Finance. Free, no login, no email gate — just the verdict a VC would give you.
Fundraising & ownership
Funding dilution
See exactly how much of your company a raise gives away — and to whom. Handles pre vs post-money, SAFEs and the option-pool shuffle.
Exit waterfall
Owning a slice isn't the same as keeping that slice of the sale price — investors are paid back first. See what you'd actually walk away with at exit.
Investor return
See the multiple on invested capital and the annual return an investor would earn at exit — the lens every VC quietly applies to your raise.
R&D tax credit
Estimate the cash your R&D spend could return under New Zealand's R&D Tax Incentive — the highest-intent, most concrete money on this page.
Unit economics
LTV:CAC ratio
Compare the lifetime value of a customer to what it costs to acquire one — the single clearest read on whether growth pays for itself.
Customer churn
Turn an annual churn rate into a monthly figure and the average customer lifetime it implies — and check it against healthy SaaS benchmarks.
Burn multiple
How efficiently you turn cash into recurring revenue, in one number investors reach for first. How many dollars you burn to add a dollar of ARR — lower is better.
Rule of 40
Add revenue growth to profit margin — the headline test for whether you're balancing growth and efficiency the way investors expect.
Growth & cash
Runway
How many months of cash you have left — and how a hire, a cut or a new customer moves that date. Because revenue grows, the line that matters isn't straight.
Billing & cash timing
Your ARR is what you booked — not what's in the bank. See how much cash you actually collect this year depending on whether customers pay annually, quarterly or monthly, and how much runway annual billing buys you.
Growth-assumption sanity check
Type in a monthly growth rate and see whether it actually holds together with the team you have to deliver it. A percentage feels steadier than it really is.
TAM / SAM / SOM
Size your market top-down from the industry and bottom-up from real customers — then see whether they agree. When they don't, that's exactly what investors catch.
When the spreadsheet stops keeping up
These tools answer one question each. Radley Finance answers all of them at once — from a single model — and turns the result into investor-ready outputs in under an hour.